Metro Builders
Homeowner guides

Straight answers from people who've been on roofs since 1996

Insurance rules, state grant programs and storm checklists for Florida, Tennessee, Mississippi and Arkansas homeowners — written by our team and checked against the official sources.

Florida

Florida Wind Mitigation Inspection: What It Checks and How It Lowers Your Premium

How Florida's wind mitigation inspection (form OIR-B1-1802, Rev. 04/26) works, the seven things it records, and what to fix on your roof to earn bigger insurance discounts.

Florida

Florida's 15-Year Roof Rule: Can Your Insurer Drop You Over Roof Age?

What Florida Statute 627.7011(5) says about roof age and homeowners insurance — the under-15 protection, the 15-year inspection right, and how roof age is calculated.

Florida

My Safe Florida Home 2026: Grants for a Stronger Roof, Windows and Doors

A roofer's guide to Florida's My Safe Florida Home program in 2026 — the free inspection, the $10,000 grant cap and match, who qualifies, and what roof work counts.

Florida

Florida's 25% Roof Rule: When a Repair Turns Into a Full Re-Roof

How Florida's 25% roof rule works, the exception for roofs built to the 2007 Florida Building Code or later, and how to check which code your roof was built to.

Florida

Hurricane Roof Prep Checklist for Florida Homeowners

A roofer's checklist for hurricane season in Florida: what to inspect and document before a storm, what to do safely after, and the contract rights you have during a state of emergency.

Mississippi

Strengthen Mississippi Homes: Up to $10,000 Toward a FORTIFIED Roof

How Mississippi's Strengthen Mississippi Homes grant works in 2026 — eligibility, the FORTIFIED Roof standard, the evaluator step, contractor bids and what DeSoto County homeowners should know.

Tennessee · Mississippi · Arkansas

Hail and Wind Roof Damage in the Mid-South: What to Look For and What to Do

A Memphis-area roofer's guide to spotting hail and wind roof damage in West Tennessee, North Mississippi and Eastern Arkansas, and the steps to protect your home and your records.

All markets

How to Verify a Roofing Contractor's License in Florida, Tennessee, Mississippi and Arkansas

Two-minute license checks for roofing contractors in Florida, Tennessee, Mississippi and Arkansas — where to look, what to confirm, and the red flags to walk away from.